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Garanti Payment Systems was established by Garanti Bank in 1999 on the vision of developing systems that will replace cash. Garanti Payment Systems renders commercial and virtual cards, marketing and e-commerce services including chip-based, multi-branded and co-branded card programs as the fastest and most active service provider in the Turkish credit card market.

The product portfolio of Garanti Payment Systems includes:

• Bonus Card for customers who like smart shopping in every segment,
• Money Card offering the chance to earn extra points called "money" in addition to "bonus"
• for customers who like to supplement their smart supermarket shopping with additional benefits,
• Flexi Card who wish to pay only for properties that are actually used and to self-tailor the card,
• Money Visa Card who likes to earn more on their supermarket shopping,
• Golden Bonus for customers who wish to save up gold and even invest while shopping,
• Shop&Miles for customers who frequently travel abroad and incur high entertainment and restaurant expenses in and out of Turkey,
• American Express Centurion Line as a global brand that offers high standards for customers who spend high entertainment expenses abroad,
• Paracard for customers who prefer to use debit card instead of cash for shopping,
• Bonus Trink making life easier for customers who don't want to carry change, also available in the form of watches, key chains and stickers as well as a regular plastic card,
• BonusluAvea, a first in the world, for customers who wish to pay for their shopping with contactless debit or credit card, with NFC technology,
• Environmentally Friendly Bonus for customers who wish to protect the nature when spending,
• Fenerbahçe and Galatasaray Bonus for customers who want to support their team,
• Reflected Bonus for women customers,
• Transparent Bonus that is set apart with its three corners and see-through design,
• Business card portfolio consisting of Bonus Business Card, Shop&Miles Business Card, Joint Card, Corporate Card, Fleet Card, Ekin Card, Corporate Travel Card and American Express Business Card for customers who prefer to make payments on behalf of their companies in a secure and easy manner as well as for those with diverse needs.

Garanti Payment Systems provides Kolay Vezne (Easy Teller), Ödeme Noktası (Payment Point), and Card Application Point services to merchants. Fully satisfying all payment needs of all businesses, Garanti Payment Systems also provides e- commerce and e-tailing services via garantialisveris.com, and offers various payment solutions including dial-up POS, ADSL POS, Mobile POS and Virtual POS. Garanti is also the only bank in Turkey that accepts VISA, MasterCard, American Express, JCB, CUP, Diners and Discover cards.